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Disclosures and assumptions×
Rates last updated on 05/11/2021 at 12PM EST
Rates updated daily and are subject to change without notice. The estimates displayed here are not a substitute for a Loan Estimate, which includes an estimate of closing costs you will receive once you apply for a loan. The actual fees, costs, and monthly payment on your specific loan transaction may vary and may include city, county, or other additional fees and costs.
The Annual Percentage Rates (APR) listed here are estimates and do not include all applicable fees. The APR is a measure of the cost to borrow money expressed as a yearly percentage. It includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination fees).
Estimated rates are based on the following additional assumptions:
- Credit score of 740 or greater
- Home value: $300,000
- Loan amount: $240,000
- 20% down payment (If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR.)
- Discount Points (Discount points are charges paid to the lender voluntarily, usually at closing by the borrower or seller, to reduce the interest rate. One point is equal to 1% of the principal amount of the mortgage).
|Term||Points (+) / Credits (-)|
|30-year Fixed||+$980 (1%)|
|20-year Fixed||+$1,301 (1%)|
|15-year Fixed||+$1,558 (1%)|
- Property located in IL
- Lock period: 30 days
- Lien Position: First
- Property type: Single-Family Residence
- Property usage: Primary Residence
- Escrow account applied (meaning your tax and insurance costs are collected monthly with your mortgage payment)
- Product: Conventional Loan
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