Competitive Rates, Guaranteed Closing

In 5 minutes or less, you could be on your way to saving
as much as $3500 per year.
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Save on rates,
more money
for your home

30-year Fixed
Rate
2.84%
APR
2.859%
20-year Fixed
Rate
2.710%
APR
2.737%
15-year Fixed
Rate
2.110%
APR
2.144%
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Disclosures and assumptions
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Rates last updated on 06/15/2021 at 12PM EST

Rates updated daily and are subject to change without notice. The estimates displayed here are not a substitute for a Loan Estimate, which includes an estimate of closing costs you will receive once you apply for a loan. The actual fees, costs, and monthly payment on your specific loan transaction may vary and may include city, county, or other additional fees and costs.

The Annual Percentage Rates (APR) listed here are estimates and do not include all applicable fees. The APR is a measure of the cost to borrow money expressed as a yearly percentage. It includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination fees).

Estimated rates are based on the following additional assumptions:

  • Credit score of 740 or greater
  • Home value: $300,000
  • Loan amount: $240,000
  • 20% down payment (If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR.)
  • Discount Points (Discount points are charges paid to the lender voluntarily, usually at closing by the borrower or seller, to reduce the interest rate. One point is equal to 1% of the principal amount of the mortgage).
TermPoints (+) / Credits (-)
30-year Fixed+$992 (0%)
20-year Fixed+$1,297 (0%)
15-year Fixed+$1,557 (0%)
  • Property located in IL
  • Lock period: 30 days
  • Lien Position: First
  • Property type: Single-Family Residence
  • Property usage: Primary Residence
  • Escrow account applied (meaning your tax and insurance costs are collected monthly with your mortgage payment)
  • Product: Conventional Loan
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Better Rate Guarantee

We're so confident in our incredible rates, if you find a lower rate, we'll match it or pay you $1000*.
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Fast Pre-Approval

90 Minutes Turnaround Time* after you submit a completed application, and all required supporting documents.
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Guaranteed Closing On time

We close your loan on schedule or pay you $100/day towards closing costs*
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Low Down Payments

Put as low as 3% down payment. We make it easier for you to finance your next home.

How it works

Contact our Home Loan Specialist

Get a free consultation and find out your
personalized loan options

Get pre-approved fast

Bring maximum leverage to the offer table
with a pre-approval letter.

Close with peace of mind

Close on time and without hassle. Stay
up-to-date throughout the home loan process.

Fast, easy,
online application

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Paperless

No need for printing, scanning, or
meeting in person. We’re eco-friendly.
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e-Signature

Sign your documents online and
anywhere, with a high level of security.
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Transparency

Log in anytime to see exactly where you are in the process and keep things moving.

Plenty of options to get you into your dream home.

Conventional loan

Wide range of options to suit many unique needs.

3%

min. down payment
Loan highlights
  • Fixed-rate options
  • 15-, 20-, or 30-year terms offered
  • PMI required with <20% down
VA loan

No down payment and no PMI required for qualified veterans.

0%

min. down payment
Loan highlights
  • Competitive interest rates
  • Reduced closing costs
  • No PMI
FHA loan

Great for first-time buyers or buyers with lower credit scores.

3.5%

min. down payment
Loan highlights
  • Popular with first-time buyers
  • Flexible credit requirements
  • Mortgage insurance is required
The right loan is out there. We’ll
help you find it.
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Discover your options

Talk to our Home Loan Specialists to learn out more about your options and help you evaluate them. Whether or not you end up working with us, we will help you understand the home loan process.

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